{"id":30624,"date":"2023-12-31T08:55:00","date_gmt":"2023-12-31T08:55:00","guid":{"rendered":"https:\/\/www.adventureinyou.com\/?p=30624"},"modified":"2024-01-03T17:03:50","modified_gmt":"2024-01-03T17:03:50","slug":"safety-wing-insurance-review","status":"publish","type":"post","link":"https:\/\/www.adventureinyou.com\/travel-tips\/safety-wing-insurance-review\/","title":{"rendered":"SafetyWing Insurance Review 2024: Our Honest Opinion\ufffc"},"content":{"rendered":"\n

Looking for an honest SafetyWing Review? <\/span><\/p>\n\n\n\n

In this article, I will share with you the ins and outs of using SafetyWing, including what we love about them and what we don’t.<\/span> <\/p>\n\n\n\n

I will also give you a run down on SafetyWing’s latest product, Nomad Health which is health insurance for digital nomads \/ remote workers.<\/p>\n\n\n\n

If you\u2019re a long-term traveler or digital nomad, bearing the burden of medical costs on the road is bound to be one of your top concerns. <\/span><\/p>\n\n\n\n

Even if you have health insurance at home, there are limitations to your coverage abroad, which means hefty out-of-pocket payments, rare direct billing, and the possibility that you may not be covered at all.<\/span><\/p>\n\n\n\n

These concerns are serious, and makes having travel health insurance so important. That\u2019s why companies like SafetyWing<\/strong><\/a> have created a travel health insurance policy for long-term adventurers and digital nomads alike.<\/span><\/p>\n\n\n\n

Why You Need Travel Medical Insurance<\/strong><\/h2>\n\n\n\n

For the average traveler, travel insurance typically provides sufficient coverage.<\/span><\/p>\n\n\n\n

This type of insurance covers things like trip cancellation, lost baggage, and other technical incidents that may happen while traveling. Besides covering your financial investment in the trip, it also covers any medical emergencies that may happen along the way. <\/span><\/p>\n\n\n\n

On the other hand, medical insurance primarily covers medical expenses, not only limited to emergencies. For instance, you will be covered for room and board in a hospital, surgery costs, intensive care costs, and ambulance charges, among other associated medical expenses. <\/span><\/p>\n\n\n

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While general travel insurance is helpful, it doesn\u2019t quite meet the needs of long-term travelers and digital nomads. <\/span><\/p>\n\n\n\n

For one, general travel insurance has limitations such as trip length and the medical coverage they do provide is geared primarily towards emergencies. Plus, you\u2019re often not eligible to buy travel insurance once you\u2019ve left your home country. <\/span><\/p>\n\n\n\n

When you\u2019re abroad for a long time, there will likely be an instance or two where you\u2019ll need to see a doctor or may even end up staying in a hospital for a longer period of time. <\/span><\/p>\n\n\n\n

These types of incidents can be extremely costly and since they aren\u2019t covered under travel insurance, companies like World Nomads and SafetyWing came to life.<\/span><\/p>\n\n\n\n

These companies have created a hybrid of travel insurance and typical health insurance, providing coverage to long-term travelers and digital nomads to ensure that they\u2019re adequately provided for abroad in case medical care is needed.<\/span><\/p>\n\n\n

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\n\n<\/path><\/svg><\/span>Visit SafetyWing<\/span><\/a>\n\n<\/div>\n<\/div><\/div>\n\n\n

SafetyWing: Medical Coverage for Long-Term Travelers and Digital Nomads<\/strong><\/h2>\n\n\n\n

If you\u2019re a long-term traveler or digital nomad, medical insurance is a <\/span>must<\/span><\/i>. Accidents happen and you never know when disaster will strike, so it\u2019s much better to be safe than sorry.<\/span><\/p>\n\n\n\n

As long-term travelers ourselves, we\u2019ve had our fair share of travel mishaps, and without medical insurance, we would have had to pay thousands of dollars out of pocket. <\/span><\/p>\n\n\n\n

What traveler has that kind of money? <\/span><\/p>\n\n\n\n

That\u2019s why it\u2019s worth investing in travel medical insurance like SafetyWing, which was designed specifically with people like us (and you) in mind. <\/span><\/p>\n\n\n\n

SafetyWing takes the financial stress out of serious illnesses and accidents abroad, and makes sure you\u2019re covered for unforeseen incidents that could happen along the way.<\/span><\/p>\n\n\n\n

Does SafetyWing Cover Covid-19?<\/h2>\n\n\n\n

Looking for the best travel insurance right now? <\/p>\n\n\n\n

One of the reasons why we love SafetyWing is due to the fact that they were one of the first insurance policies to cover Covid-19 after the pandemic started. <\/p>\n\n\n\n

Although it isn’t such as huge concern anymore, SafetyWing still covers Covid-19 related illnesses.<\/p>\n\n\n\n

Do note that SafetyWing will only cover the cost of Covid tests if they’re deemed medically necessary. This excludes the antibody tests.<\/p>\n\n\n\n

That being said, we know people who have gotten repatriation flights and other Covid-19 related mishaps covered by SafetyWing recently, making them the obvious choice if you’re looking for travel insurance now or any time in the near future.<\/p>\n\n\n\n

How SafetyWing Works?<\/b><\/h2>\n\n\n\n

As a partner of WorldTrips, subsidiary of insurance giant Tokio Marine, SafetyWing offers travelers insurance that\u2019s a combination of medical and travel-related coverage.<\/span><\/p>\n\n\n\n

You pay $45.08 for 4 weeks of coverage if you\u2019re between 18 and 39 years old, and the premium increases according to age band if you\u2019re older. <\/span><\/p>\n\n\n\n

Coverage is also more expensive if you\u2019re traveling in the United States, so keep that in mind when signing up.<\/span><\/p>\n\n\n\n

Coverage automatically renews every four weeks for 364 days, and you can cancel at any time (such a luxury!) without penalty. <\/span><\/p>\n\n\n\n

You can sign up from anywhere, whether you\u2019re still at home or already on the road, so if you\u2019re looking for some coverage on the go, SafetyWing is a good option.<\/span><\/p>\n\n\n\n

 If you find yourself needing a doctor, you can go to any licensed physician – public or private. <\/p>\n\n\n\n

You can reach out if you want suggestions for recommended physicians in your area. Definitely reach out for advance billing if you find you\u2019re inpatient at hospital, or needing surgery. <\/p>\n\n\n\n

The deductible on SafetyWing is $250 per policy period.<\/span><\/p>\n\n\n

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\n\n<\/path><\/svg><\/span>Visit SafetyWing<\/span><\/a>\n\n<\/div>\n<\/div><\/div>\n\n
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SafetyWing Insurance Review<\/figcaption><\/figure><\/div>\n\n\n

SafetyWing: <\/b>What’s Covered<\/h2>\n\n\n\n

SafetyWing provides quite extensive coverage, particularly for unexpected illness or injury. That means if something happens along the way and you need medical attention, SafetyWing has you covered. <\/span><\/p>\n\n\n\n

Here are some key inclusions that are of interest to long-term travelers or digital nomads:<\/span><\/p>\n\n\n\n