{"id":25304,"date":"2025-01-05T05:05:00","date_gmt":"2025-01-05T05:05:00","guid":{"rendered":"https:\/\/www.adventureinyou.com\/?p=25304"},"modified":"2025-01-29T03:58:53","modified_gmt":"2025-01-29T03:58:53","slug":"world-nomads-travel-insurance-review","status":"publish","type":"post","link":"https:\/\/www.adventureinyou.com\/travel-tips\/world-nomads-travel-insurance-review\/","title":{"rendered":"World Nomads 2025 Travel Insurance Review: Are They Worth It?"},"content":{"rendered":"\n

Update: We have made the decision to switch travel insurance providers as World Nomads was just getting too pricey. We have switched over to Safety Wing<\/a><\/strong> and have been extremely happy with their service.<\/p>\n\n\n\n

Looking for an honest World Nomads travel insurance review?<\/p>\n\n\n\n

Before you roll your eyes and sigh, thinking this is another boring insurance article, give me a chance. To be perfectly honest, I was one of those people who never gave much thought to travel insurance. In fact, during my first trip around the world, the only reason why I took out a plan was because it was a mandatory requirement for visa applications.<\/p>\n\n\n\n

At that time, I admit to taking out the cheapest plan possible, without giving much thought to what it actually covered.<\/p>\n\n\n\n

This was up until I found myself getting rushed to the emergency room in an ambulance in Vietnam due to multiple lacerations in my arm and hands (more about this later).<\/p>\n\n\n\n

Since that accident, insurance has become more than just a haphazard thought and because we travel for a living, we’ve sought out the best insurance provider out there (trust us, we’ve compared a few) which is what led us to World Nomads Travel Insurance<\/strong>.<\/p>\n\n\n\n

At the very end of this post, you will see our honest review as well as a pros-and-cons list for World Nomads.<\/p>\n\n\n\n

Before we move on, it is important that you know we are NOT being paid to write this review!<\/p>\n\n\n\n

Why Trust Our Travel Insurance Review?<\/h2>\n\n\n\n

Before I get started, why trust us?<\/p>\n\n\n\n

Both my partner Tom and I have been traveling continuously for over four years now. As we run an adventure travel website, naturally, we’re inclined to do some pretty crazy stuff.<\/p>\n\n\n\n

Scuba diving with sharks, check. Paragliding over an exploding volcano, check. Epic motorcycle trips, check.<\/p>\n\n\n\n

Given all the crazy stuff that we do for “work”, getting good coverage is priority number one for us which is why we’ve spent a lot of time and resources into really comparing insurance plans.<\/p>\n\n\n\n

Please know that we are not getting paid to write this article nor are we getting paid to promote them. They are a brand whose services we just happen to really like and trust.<\/p><\/blockquote><\/figure>\n\n\n

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\"Paragliding
Why you need travel insurance…in case a volcano erupts while you’re paragliding. TRUE STORY<\/figcaption><\/figure><\/div>\n\n\n

World Nomads vs. Safety Wing<\/h2>\n\n\n\n

Over the last couple of years, another popular insurance provider has come into play. Safety Wing. Coming from the Philippines, getting a quote from World Nomads was actually very pricey.<\/p>\n\n\n\n

As mentioned, I’ve recently made the switch to Safety Wing and I’m pretty happy with their services.  Click here to read our full World Nomads vs Safety Wing Review<\/strong><\/a>.<\/p>\n\n\n\n

Alternatively, you can also check out our dedicated Safety Wing review<\/strong><\/a> to help you decide which company to go with.<\/p>\n\n\n

\n\nView Safety Wing Review<\/a>\n\n<\/div>\n\n\n

World Nomads Travel Insurance: Why We Love Them<\/h2>\n\n\n\n

Quick Answer:<\/strong> World Nomads<\/strong> is our travel insurance choice due to their extensive coverage of adventure travel activities. The ability to purchase a plan even when you are on the road is also a HUGE plus for us as we are rarely in our home countries.<\/p>\n\n\n\n

The best thing about World Nomads Travel Insurance<\/strong> is the fact that it was built by travelers for travelers. Unlike most insurance companies backed by large conglomerate companies, World Nomads was born out of a need to provide backpackers with a comprehensive enough plan that was easy and flexible.<\/p>\n\n\n\n

Founder Simon Monk took out a year-long plan, expecting to be back home by the end of his insurance coverage. Due to unforeseen circumstances, he found himself a year later in China, with no means to get any sort of extension to his current plan.<\/p>\n\n\n\n

World Nomads Credibility<\/h3>\n\n\n\n

Apart from being the trusted insurance provider of large companies like Lonely Planet, Rough Guides, Intrepid, and TourRadar, it is a large brand that is well-known and well-trusted. Like you, I don’t have unlimited money to spend and as travel insurance is such a large purchase, I want to make sure that I get good value for my money.<\/p>\n\n\n\n

World Nomads Travel Insurance Coverage Breakdown<\/h2>\n\n\n\n

So now that we’ve established how reputable World Nomads is, it’s time to actually delve into what an insurance plan with them actually covers. Contrary to popular belief, travel insurance doesn’t just cover you for accidents.<\/p>\n\n\n\n

To save you hours of reading, here is a quick summary of the World Nomads Travel Insurance coverage.<\/p>\n\n\n\n

Medical Emergencies<\/h3>\n\n\n\n

Medical emergencies are the most common uses of travel insurance. Apart from the actual hospital bills, any additional medical expenses from evacuation, repatriation may also be covered. Depending on where you are from, World Nomads<\/strong> Travel Insurance has various plan coverages.<\/p>\n\n\n\n

If you are from the US, for their most basic plan, they can provide cover of up to $100,000 for emergency medical expenses and another $300,000 for any medical evacuation, in case you get into an accident that would need med evac.<\/p>\n\n\n\n

This means that if you break a leg while snowboarding (knock on wood), or find yourself injured while hiking in the middle of the woods with no way to get back, they can cover the expenses to get you to the nearest (or best) medical treatment facility.<\/p>\n\n\n\n

In Europe, helicopter evacuations start at around $20,000. Unless you are super loaded, forking out that kind of money is just not feasible.<\/p>\n\n\n\n

We’ve all seen and heard of those GoFundMe pages for people who get into accidents while abroad. Don’t be one of those people and put your friends and family in a tough financial situation<\/strong>.<\/p>\n\n\n\n

Apart from the medical evacuation coverage, cover is also provided for the following:<\/strong><\/p>\n\n\n\n